Financial Services Major
10 - 12 Years
0.0 Lacs - 0.0 Lacs
Vijaywada
Others
MBA, Chartered Accountant
Job description
Area Credit Manager – Agri Business Group Job Role Handling Team of Credit Managers and ownership of assigned portfolio of entire Tamil Nadu. Job Requirements: Chartered Accountant (preferably)/MBA with at least 10- 12 years of experience in Credit.
Department Commercial Banking – Agri Business Group: Credit
Location- Hyderabad (Vijayawada)
Reporting Relationships - Credit Head
Position Grade - Associate Vice President (M6)
Strong domain knowledge in Credit – SME / Mortgage /Working capital assessment and Term loans.
Handling all types of working capital, Commodity Finance and Project / term loans.
Credit appraisal and underwriting including financial analysis to understand solvency, liquidity position, repayment capacity of the entity, credit checks, etc.
Assessing the credit risk basis geography, commodity, and security offered references and financials as well as facility structure.
Proactively developing enterprise-wide risk management strategies and practices for various agri products
Understanding on various operational, legal, market and segmental risk pertaining to agribusiness
Delinquency management along with business.
Works in a fast-paced office environment. Expected to travel to customer locations on short notice to conduct meeting.
Should be good at appraising financial statements of SME & Agri-proposals.
Sound analytical skills and industry knowledge.
Candidate who have handled Tamil Nadu or part of Tamil Nadu will be preferred.
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