Job Seeker
CA/ CFA/CWA/CS/MBA (Finance), with 3 yrs of exp, as a Credit Manager, at a Financial Service Major, Mumbai

financial Service

year_icon   3 - 5 Years

year_icon   0.0 Lacs - 0.0 Lacs

year_icon    Mumbai

year_icon   Others

year_icon    Chartered Accountant

07 Oct 2020

Job description






Credit Manager

Reporting into (Positions)

Area Credit Manager

Key Result Areas


  • Responsible for diligently appraising and disbursing Loan against property loan and Unsecured loan proposals as per the underwriting policy
  • To maintain the portfolio quality in the branch while ensuring adherence to the policy/process
  • Responsible for positively impacting client experience by maintaining the underwriting TAT for team
  • To analyze delinquent accounts and prepare report on highest risk accounts including recommendations for resolution
  • To interact with customers to obtain additional credit information to support credit lines
  • To implement effective risk monitoring mechanism with existing clients
  • Train staff on policies & procedures
  • Audit to ensure that the disbursement conditions specified are fulfilled
  • Ensure all RBI/NHB norms and Audit requirements are being adhered to

Required Skills

  • Good analytical skills
  • Good communication and interpersonal skills
  • Time management
  • Positive approach
  • Technical Knowledge & experience in underwriting mortgage & SME loans.
  • Detail orientation
  • Good understanding of local market, industries etc.


CA Preferred/ CFA/CWA/CS/MBA (Finance)

No. of years of Industry experience

Minimum 3 years of relevant experience

Posted by: Admin